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The conversation around XRP's long-term price potential has always gravitated toward one question: what happens when Ripple's infrastructure meets global banking at scale? That same line of thinking extends to scenarios where the XRP Ledger begins handling a significant share of SWIFT's transaction flow.

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Bitcoin (CRYPTO: BTC) is entering a structurally different phase of market development, according to Matt Hougan and Ryan Rasmussen at Bitwise Asset Management. Weak Q1, Strong Narrative Shift In a Apr.22 interview with Milk Road, Hougan and Rasmussen described Q1 as the weakest crypto quarter in several years across price action and on-chain metrics.

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A software engineer has projected that XRP could rise beyond $500 by 2035 under highly optimistic LLM-based scenario assumptions.

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While SWIFT continues to struggle with the “last mile” of cross-border payments, Ripple is already enabling near-instant settlement through the XRP Ledger, streamlining transactions from end to end.